Trauma

Life Insurance Need Calculator
This calculator will help you to decide how much life insurance you need if your survivors invest the life insurance benefits they receive.
Funeral cost, estate taxes, etc. ($):
Amount needed to pay off non-mortgage debt ($):
Amount needed in emergency fund ($):
Amount needed in college fund ($):
Expected average annual living expenses ($):
Expected spouse's average annual income after taxes ($):
Annual Social Security Benefits ($):
Spouse's current age (#):
Value of current liquid assets ($ total of savings, investments, etc.):
Expected survivor's investment strategy:

Life insurance needs:
Life Insurance Need Calculator, Copyright © 2002 - 2011, Daniel C. Peterson, All Rights Reserved. Web Winder Website Services, Providing Online Calculators for Websites since 1997.

Trauma Insurance pays an agreed lump sum if you suffer a serious illness or injury that is covered in the plan you take out.

The lump-sum payment can help you make adjustments to your lifestyle that may be required after suffering a traumatic event.

Trauma insurance can provide you with peace of mind, knowing that if something does happen, you will have money to help you recover.

The lump-sum can be used for things like:

Any private medical costs above your health insurance
An income stream if you stop working, but find out about income protection first
The ongoing cost of any therapy and special transport costs
Adjustments to housing and lifestyle changes
Debt repayments

The team at Capital Financial Planning will work with you to determine the best policy to suit your needs and financial circumstances.